Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0036
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.58 | — | NCCI FL Filing |
| 2025 | $4.04 | +12.8% (+$0.46) | NCCI FL Filing |
| 2024 | $4.26 | +5.4% (+$0.22) | NCCI FL −15.1% overall |
| 2023 | $4.88 | +14.6% (+$0.62) | NCCI FL Filing |
| 2022 | $5.43 | +11.3% (+$0.55) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Dairy Farm including Drivers
Dairy farms in Florida, including their drivers, fall under this class code, which encompasses various agricultural and livestock operations. These businesses often carry a moderate to high risk profile due to the physical demands and potential hazards associated with farm work, such as equipment accidents and livestock-related injuries. Pay-as-you-go PEO workers comp is a natural fit for these businesses, providing flexible budgeting and cost savings by only paying for the workers comp premiums based on actual payroll.
Quick Premium Estimate
Based on the 2026 filed rate of $3.58 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,790.00 | $149.17 |
| $100,000 | $3,580.00 | $298.33 |
| $200,000 | $7,160.00 | $596.67 |
| $500,000 | $17,900.00 | $1,491.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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