Enter Your Class Codes & Payroll
Type in your Florida workers' comp class code(s), number of employees, and annual wages. Not sure of your code? Use the built-in live search to find it by keyword or trade description.
We Pull the Real 2026 Rates
The tool looks up the actual 2026 Florida filed rate for each code - set by NCCI and approved by FLOIR. No estimates, no rounded numbers. You see the exact rate per $100 of payroll.
Side-by-Side Cost Comparison
Your current Workers' Comp charge, SUTA, and admin fees are calculated and shown alongside what our typical clients pay - broken down line by line so you can see exactly where the savings come from.
Connect When You're Ready
There's no obligation and no sales pressure. Review your quote, bookmark it, and reach out when you're ready to move forward. A Florida-licensed specialist will handle everything from there.
| Line Item | How It's Calculated | Why It Matters |
|---|---|---|
| Workers' Comp Premium | Your WC charge rate × annual wages | Usually the biggest line item - where most savings are found |
| SUTA (Unemployment) | Your SUTA rate × $7,000 wage base × employees | FL caps SUTA at $7,000/employee - we honor this cutoff exactly |
| Admin Fee | Your admin rate × annual wages | PEO admin fees vary - our clients typically pay 2.4% |
| FICA & FUTA | Fixed federal rates (7.65% + 0.6%) | Shown for completeness - these are non-negotiable federal obligations |
| Total Annual Cost | Sum of all above - compared current vs. with us | |
Good to Know
Ready to See What You Could Save?
Florida contractors save thousands when they switch. Get your instant quote — free, no obligation.