Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0037
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.19 | — | NCCI FL Filing |
| 2025 | $3.65 | +14.4% (+$0.46) | NCCI FL Filing |
| 2024 | $3.51 | -3.8% ($0.14) | NCCI FL −15.1% overall |
| 2023 | $4.31 | +22.8% (+$0.80) | NCCI FL Filing |
| 2022 | $5.25 | +21.8% (+$0.94) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Field Crops & Drivers: Farm
Field Crops and Drivers: Farm workers are primarily employed in the cultivation and harvesting of various crops, often working long hours in physically demanding conditions. This class is comprised of farming operations that transport their own produce, requiring drivers to navigate public roads and highways with large equipment. With a higher risk of workplace accidents and injuries, pay-as-you-go PEO workers comp is a natural fit for this class, providing a flexible and cost-effective solution for fluctuating premiums based on actual payroll.
Quick Premium Estimate
Based on the 2026 filed rate of $3.19 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,595.00 | $132.92 |
| $100,000 | $3,190.00 | $265.83 |
| $200,000 | $6,380.00 | $531.67 |
| $500,000 | $15,950.00 | $1,329.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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