Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0079
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.96 | — | NCCI FL Filing |
| 2025 | $2.27 | +15.8% (+$0.31) | NCCI FL Filing |
| 2024 | $2.27 | 0.0% ($0.00) | NCCI FL −15.1% overall |
| 2023 | $2.93 | +29.1% (+$0.66) | NCCI FL Filing |
| 2022 | $3.34 | +14.0% (+$0.41) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Farm: Berry Vineyard & Drivers
Berry vineyards and their drivers in Florida fall under this class code, which encompasses agricultural operations involved in the cultivation and harvesting of berries. The general risk profile for this industry is moderate, with risks related to equipment operation, weather conditions, and potential exposure to chemicals and pesticides. Pay-as-you-go PEO workers comp is a natural fit for this class as it allows these businesses to manage their workers comp costs more effectively, as they often have fluctuating employee counts and seasonal variability in production demands.
Quick Premium Estimate
Based on the 2026 filed rate of $1.96 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $980.00 | $81.67 |
| $100,000 | $1,960.00 | $163.33 |
| $200,000 | $3,920.00 | $326.67 |
| $500,000 | $9,800.00 | $816.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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