Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0083
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.12 | — | NCCI FL Filing |
| 2025 | $4.52 | +9.7% (+$0.40) | NCCI FL Filing |
| 2024 | $4.56 | +0.9% (+$0.04) | NCCI FL −15.1% overall |
| 2023 | $5.32 | +16.7% (+$0.76) | NCCI FL Filing |
| 2022 | $5.80 | +9.0% (+$0.48) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Farm: Cattle or Livestock
Farm operations involving cattle or livestock are covered by this class code, including ranches, farms, and other agricultural businesses that raise and care for cattle, sheep, and other livestock. The Florida risk profile for this type of operation is generally high due to the hazardous nature of livestock handling and potential exposure to disease. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses, as it allows for cost savings, reduced administrative burdens, and more flexible cash flow management to accommodate fluctuating payroll and revenue needs.
Quick Premium Estimate
Based on the 2026 filed rate of $4.12 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,060.00 | $171.67 |
| $100,000 | $4,120.00 | $343.33 |
| $200,000 | $8,240.00 | $686.67 |
| $500,000 | $20,600.00 | $1,716.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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