Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0106
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $6.09 | — | NCCI FL Filing |
| 2025 | $6.04 | -0.8% ($0.05) | NCCI FL Filing |
| 2024 | $6.52 | +7.9% (+$0.48) | NCCI FL −15.1% overall |
| 2023 | $7.63 | +17.0% (+$1.11) | NCCI FL Filing |
| 2022 | $9.01 | +18.1% (+$1.38) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Tree Pruning
Tree pruning workers in Florida typically include arborists, landscapers, and gardening services, as well as tree removal and maintenance companies. These workers face moderate to high risk of injuries from equipment malfunctions, falling objects, and physical strain from climbing and lifting heavy branches. A pay-as-you-go PEO workers' compensation model is a natural fit for this class, allowing businesses to budget for only the actual workers' comp expenses incurred throughout the year, providing greater financial stability and reduced upfront costs.
Quick Premium Estimate
Based on the 2026 filed rate of $6.09 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $3,045.00 | $253.75 |
| $100,000 | $6,090.00 | $507.50 |
| $200,000 | $12,180.00 | $1,015.00 |
| $500,000 | $30,450.00 | $2,537.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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