Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0113
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.36 | — | NCCI FL Filing |
| 2025 | $2.85 | +20.8% (+$0.49) | NCCI FL Filing |
| 2024 | $3.19 | +11.9% (+$0.34) | NCCI FL −15.1% overall |
| 2023 | $3.91 | +22.6% (+$0.72) | NCCI FL Filing |
| 2022 | $4.28 | +9.5% (+$0.37) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Fish Hatchery or Farm
Fish hatcheries or farms in Florida pose unique occupational hazards, requiring specialized workers compensation coverage for fish handlers, farmhands, and other personnel exposed to aquatic environments, livestock, and varied machinery. This class typically encompasses businesses that cultivate, harvest, or breed fish, shrimp, and other marine species, as well as farms that raise livestock or cultivate crops. The high-risk profile of this class makes pay-as-you-go PEO workers comp a natural fit for these businesses, allowing for more accurate premium calculations and reduced upfront costs.
Quick Premium Estimate
Based on the 2026 filed rate of $2.36 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,180.00 | $98.33 |
| $100,000 | $2,360.00 | $196.67 |
| $200,000 | $4,720.00 | $393.33 |
| $500,000 | $11,800.00 | $983.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 0113
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist