Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0153
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.52 | — | NCCI FL Filing |
| 2025 | $2.94 | +16.7% (+$0.42) | NCCI FL Filing |
| 2024 | $3.08 | +4.8% (+$0.14) | NCCI FL −15.1% overall |
| 2023 | $3.58 | +16.2% (+$0.50) | NCCI FL Filing |
| 2022 | $4.02 | +12.3% (+$0.44) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Lawn/Shrub Spraying Including Drivers
Lawn and shrub spraying businesses, including those that employ drivers to transport equipment and personnel, are typically classified under this code. This industry is considered a moderate to high-risk occupation for workers' compensation claims due to potential exposure to hazardous chemicals and heavy equipment operation. Pay-as-you-go PEO workers' comp is a natural fit for these businesses, as it provides flexibility and cost savings by only charging for actual payroll instead of a flat, annual premium.
Quick Premium Estimate
Based on the 2026 filed rate of $2.52 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,260.00 | $105.00 |
| $100,000 | $2,520.00 | $210.00 |
| $200,000 | $5,040.00 | $420.00 |
| $500,000 | $12,600.00 | $1,050.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 0153
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist