Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0170
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.69 | — | NCCI FL Filing |
| 2025 | $1.79 | +5.9% (+$0.10) | NCCI FL Filing |
| 2024 | $1.87 | +4.5% (+$0.08) | NCCI FL −15.1% overall |
| 2023 | $2.30 | +23.0% (+$0.43) | NCCI FL Filing |
| 2022 | $2.54 | +10.4% (+$0.24) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Animal Raising & Drivers (Farm)
Farmers and animal raisers in Florida often fall under this category, which encompasses workers involved in livestock, poultry, and other agricultural activities, as well as drivers transporting farm equipment or animals. This class typically carries a moderate to high risk profile due to the physical demands of farm work and the potential for animal-related hazards. Pay-as-you-go workers compensation is a natural fit for this class, allowing businesses to manage their expenses more effectively and avoid the financial burdens associated with traditional workers compensation premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $1.69 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $845.00 | $70.42 |
| $100,000 | $1,690.00 | $140.83 |
| $200,000 | $3,380.00 | $281.67 |
| $500,000 | $8,450.00 | $704.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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