Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0173
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.67 | — | NCCI FL Filing |
| 2025 | $0.73 | +9.0% (+$0.06) | NCCI FL Filing |
| 2024 | $0.72 | -1.4% ($0.01) | NCCI FL −15.1% overall |
| 2023 | $0.91 | +26.4% (+$0.19) | NCCI FL Filing |
| 2022 | $0.93 | +2.2% (+$0.02) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Berry Farm & Drivers
Berry Farm & Drivers class code often covers farm laborers, truck drivers, and equipment operators who transport crops or supplies to and from farms, exposing them to unique risks on the road and in the field. The general risk profile for this class in Florida tends to be higher due to factors like heavy equipment operation, long driving hours, and potential accidents involving livestock or vehicles. Pay-as-you-go PEO workers comp is a natural fit for these businesses as it helps manage cash flow and reduces the financial burden of fluctuating payroll and premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $0.67 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $335.00 | $27.92 |
| $100,000 | $670.00 | $55.83 |
| $200,000 | $1,340.00 | $111.67 |
| $500,000 | $3,350.00 | $279.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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