Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0251
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.63 | — | NCCI FL Filing |
| 2025 | $3.08 | +17.1% (+$0.45) | NCCI FL Filing |
| 2024 | $3.08 | 0.0% ($0.00) | NCCI FL −15.1% overall |
| 2023 | $3.54 | +14.9% (+$0.46) | NCCI FL Filing |
| 2022 | $3.61 | +2.0% (+$0.07) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Irriagation or Drainage Canals & Pump Maintenance
Irrigation or drainage canal and pump maintenance workers pose a moderate to high risk due to potential accidents involving heavy equipment, water hazards, and confined spaces, as well as exposure to extreme weather conditions and physical demands of the job. Businesses operating in this class code often have seasonal or project-based work, requiring flexibility in workers compensation insurance coverage. Pay-as-you-go PEO workers comp solutions are a natural fit for these employers, allowing for real-time premium adjustments and cash flow optimization to match the ebbs and flows of their operations.
Quick Premium Estimate
Based on the 2026 filed rate of $2.63 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,315.00 | $109.58 |
| $100,000 | $2,630.00 | $219.17 |
| $200,000 | $5,260.00 | $438.33 |
| $500,000 | $13,150.00 | $1,095.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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