Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 1165
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.78 | — | NCCI FL Filing |
| 2025 | $1.81 | +1.7% (+$0.03) | NCCI FL Filing |
| 2024 | $1.72 | -5.0% ($0.09) | NCCI FL −15.1% overall |
| 2023 | $2.04 | +18.6% (+$0.32) | NCCI FL Filing |
| 2022 | $2.13 | +4.4% (+$0.09) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Mining Maintenance of Buildings-Not Coal or Shafts
Mining maintenance workers in Florida, including those involved in upkeep of non-coal mining operations and building facilities, are typically classified under this code. The general risk profile for this class is moderate, with hazards such as equipment malfunctions, slips, and falls common in these work environments. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to manage varying levels of risk and expenses associated with workers compensation on a more flexible and cost-effective basis.
Quick Premium Estimate
Based on the 2026 filed rate of $1.78 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $890.00 | $74.17 |
| $100,000 | $1,780.00 | $148.33 |
| $200,000 | $3,560.00 | $296.67 |
| $500,000 | $8,900.00 | $741.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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