Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 1320
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.55 | — | NCCI FL Filing |
| 2025 | $1.55 | 0.0% ($0.00) | NCCI FL Filing |
| 2024 | $1.45 | -6.5% ($0.10) | NCCI FL −15.1% overall |
| 2023 | $1.50 | +3.4% (+$0.05) | NCCI FL Filing |
| 2022 | $1.41 | -6.0% ($0.09) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Gas or Oil Leasing Owner Operators
Gas and oil leasing owner operators in Florida are typically independent contractors responsible for exploring and extracting oil and gas reserves. This occupation presents unique risks, including potential workplace hazards related to drilling, excavation, and equipment operation, resulting in a higher-than-average claims frequency compared to other industries. For this high-risk, irregular-hours workforce, a pay-as-you-go PEO workers' compensation solution offers a cost-effective and compliant way to manage workers' comp obligations, as it eliminates the need for large upfront deposits and provides flexible payment options.
Quick Premium Estimate
Based on the 2026 filed rate of $1.55 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $775.00 | $64.58 |
| $100,000 | $1,550.00 | $129.17 |
| $200,000 | $3,100.00 | $258.33 |
| $500,000 | $7,750.00 | $645.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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