Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 1322
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $7.09 | — | NCCI FL Filing |
| 2025 | $7.76 | +9.4% (+$0.67) | NCCI FL Filing |
| 2024 | $7.83 | +0.9% (+$0.07) | NCCI FL −15.1% overall |
| 2023 | $9.27 | +18.4% (+$1.44) | NCCI FL Filing |
| 2022 | $9.87 | +6.5% (+$0.60) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Well Cleaning of Exisiting Wells by Contractor- No Drilling or Drivers
Well cleaning contractors operating in Florida generally fall under this class code, which involves non-drilling well cleaning services provided by contractors. The risk profile in this industry is moderate due to potential hazards such as equipment malfunctions, chemical exposure, and physical injuries while working with heavy machinery. Pay-as-you-go PEO workers' compensation is a suitable option for these businesses as it allows for flexible and scalable coverage, accommodating fluctuations in workforce size and project volume.
Quick Premium Estimate
Based on the 2026 filed rate of $7.09 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $3,545.00 | $295.42 |
| $100,000 | $7,090.00 | $590.83 |
| $200,000 | $14,180.00 | $1,181.67 |
| $500,000 | $35,450.00 | $2,954.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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