Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 1430
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.23 | — | NCCI FL Filing |
| 2025 | $2.25 | +0.9% (+$0.02) | NCCI FL Filing |
| 2024 | $2.19 | -2.7% ($0.06) | NCCI FL −15.1% overall |
| 2023 | $2.60 | +18.7% (+$0.41) | NCCI FL Filing |
| 2022 | $2.94 | +13.1% (+$0.34) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Red or White Lead Smelting
Workers in the red or white lead smelting industry are classified as having a high-risk occupation, with potential exposure to toxic substances and hazardous conditions. This industry encompasses businesses that handle the smelting and refining of lead, including lead battery recycling facilities and primary lead smelters. Given the high-risk profile of this industry, pay-as-you-go PEO workers comp is an ideal solution for businesses in this classification, providing flexibility and cost savings by only paying for the workers comp premiums incurred during each pay period.
Quick Premium Estimate
Based on the 2026 filed rate of $2.23 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,115.00 | $92.92 |
| $100,000 | $2,230.00 | $185.83 |
| $200,000 | $4,460.00 | $371.67 |
| $500,000 | $11,150.00 | $929.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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