Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 1452
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.69 | — | NCCI FL Filing |
| 2025 | $2.02 | +19.5% (+$0.33) | NCCI FL Filing |
| 2024 | $2.32 | +14.9% (+$0.30) | NCCI FL −15.1% overall |
| 2023 | $2.63 | +13.4% (+$0.31) | NCCI FL Filing |
| 2022 | $2.81 | +6.8% (+$0.18) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Ore Milling & Drivers -NOT LEAD
Ore milling and driving operations, excluding employees exposed to lead, fall under this Florida workers' compensation class code. Businesses operating in this sector generally carry a moderate to high risk profile due to potential hazards such as equipment accidents, slips, trips, and falls, and exposure to dust and other airborne contaminants. A pay-as-you-go PEO workers' compensation solution is a natural fit for these operations, allowing them to manage cash flow more efficiently and avoid accumulating unnecessary premium reserves.
Quick Premium Estimate
Based on the 2026 filed rate of $1.69 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $845.00 | $70.42 |
| $100,000 | $1,690.00 | $140.83 |
| $200,000 | $3,380.00 | $281.67 |
| $500,000 | $8,450.00 | $704.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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