Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 1463
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $7.43 | — | NCCI FL Filing |
| 2025 | $8.72 | +17.4% (+$1.29) | NCCI FL Filing |
| 2024 | $9.20 | +5.5% (+$0.48) | NCCI FL −15.1% overall |
| 2023 | $10.16 | +10.4% (+$0.96) | NCCI FL Filing |
| 2022 | $11.93 | +17.4% (+$1.77) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Asphalt Paving Contractor
Asphalt paving contractors in Florida face a relatively high risk profile due to the physical demands and hazardous working conditions of their job site operations. This class covers workers such as laborers, equipment operators, and supervisory personnel involved in asphalt paving projects, often in outdoor settings with exposure to heavy machinery and materials. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses, as it allows for seamless and cost-effective management of workers comp premiums that closely align with actual payroll fluctuations.
Quick Premium Estimate
Based on the 2026 filed rate of $7.43 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $3,715.00 | $309.58 |
| $100,000 | $7,430.00 | $619.17 |
| $200,000 | $14,860.00 | $1,238.33 |
| $500,000 | $37,150.00 | $3,095.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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