Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 1654
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.37 | — | NCCI FL Filing |
| 2025 | $2.58 | +8.9% (+$0.21) | NCCI FL Filing |
| 2024 | $2.56 | -0.8% ($0.02) | NCCI FL −15.1% overall |
| 2023 | $3.22 | +25.8% (+$0.66) | NCCI FL Filing |
| 2022 | $3.68 | +14.3% (+$0.46) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Quarry Operation -Cement is at least 75%
Quarry operations with a cement composition of at least 75% are covered under this class, which encompasses businesses that extract and process cement, often involving heavy machinery and hazardous conditions. In Florida, this industry tends to experience a higher risk profile due to potential accidents and injuries related to heavy machinery and equipment. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses, as it allows for customized coverage and cost savings, helping to mitigate the risks associated with this high-exposure industry.
Quick Premium Estimate
Based on the 2026 filed rate of $2.37 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,185.00 | $98.75 |
| $100,000 | $2,370.00 | $197.50 |
| $200,000 | $4,740.00 | $395.00 |
| $500,000 | $11,850.00 | $987.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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