Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 1655
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.19 | — | NCCI FL Filing |
| 2025 | $2.26 | +3.2% (+$0.07) | NCCI FL Filing |
| 2024 | $2.06 | -8.8% ($0.20) | NCCI FL −15.1% overall |
| 2023 | $2.33 | +13.1% (+$0.27) | NCCI FL Filing |
| 2022 | $2.48 | +6.4% (+$0.15) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Quarry Operation -Lime is at least 75%
Quarry operations in Florida that primarily produce lime are typically covered by this class. The risk profile for this industry is generally high due to the physical nature of the work, heavy equipment usage, and potential hazards from dust and chemicals. A pay-as-you-go PEO workers' compensation model is a natural fit for this class, as it allows businesses to only pay for the workers' compensation premiums they've earned, reducing upfront costs and cash flow constraints.
Quick Premium Estimate
Based on the 2026 filed rate of $2.19 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,095.00 | $91.25 |
| $100,000 | $2,190.00 | $182.50 |
| $200,000 | $4,380.00 | $365.00 |
| $500,000 | $10,950.00 | $912.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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