Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 1699
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.30 | — | NCCI FL Filing |
| 2025 | $2.25 | -2.2% ($0.05) | NCCI FL Filing |
| 2024 | $2.19 | -2.7% ($0.06) | NCCI FL −15.1% overall |
| 2023 | $2.50 | +14.2% (+$0.31) | NCCI FL Filing |
| 2022 | $2.62 | +4.8% (+$0.12) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Mineral Installation Material- Rock Wool Crushing
Mineral installation material workers, specifically those involved in rock wool crushing, pose a moderate risk in the state of Florida. This occupational group is susceptible to musculoskeletal injuries from manual labor, as well as potential silica exposure risks. A pay-as-you-go PEO workers comp model is a natural fit for this class due to the variable and potentially unpredictable nature of their injuries.
Quick Premium Estimate
Based on the 2026 filed rate of $2.30 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,150.00 | $95.83 |
| $100,000 | $2,300.00 | $191.67 |
| $200,000 | $4,600.00 | $383.33 |
| $500,000 | $11,500.00 | $958.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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