Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 1853
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.94 | — | NCCI FL Filing |
| 2025 | $1.78 | -8.2% ($0.16) | NCCI FL Filing |
| 2024 | $1.57 | -11.8% ($0.21) | NCCI FL −15.1% overall |
| 2023 | $1.85 | +17.8% (+$0.28) | NCCI FL Filing |
| 2022 | $2.03 | +9.7% (+$0.18) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Asbestos Manufacturing from Flake- MICA GOODS
Workers involved in the manufacturing of asbestos products from flake mica goods in Florida are typically covered under this classification, which may include factories, production facilities, and equipment operators employed by companies in this industry. As a high-risk classification, the general Florida risk profile for this industry suggests higher workers' compensation premiums due to the hazardous nature of the work involved. With pay-as-you-go PEO workers comp, businesses in this industry can more accurately manage their premiums and better mitigate risk, making it a natural fit for companies operating under this classification.
Quick Premium Estimate
Based on the 2026 filed rate of $1.94 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $970.00 | $80.83 |
| $100,000 | $1,940.00 | $161.67 |
| $200,000 | $3,880.00 | $323.33 |
| $500,000 | $9,700.00 | $808.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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