Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2016
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.17 | — | NCCI FL Filing |
| 2025 | $2.08 | -4.1% ($0.09) | NCCI FL Filing |
| 2024 | $1.96 | -5.8% ($0.12) | NCCI FL −15.1% overall |
| 2023 | $2.17 | +10.7% (+$0.21) | NCCI FL Filing |
| 2022 | $2.48 | +14.3% (+$0.31) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Cereral or Bar Manufacturing
Cereal or bar manufacturing businesses in Florida employ skilled workers, including production staff, quality control specialists, and maintenance personnel, to operate high-volume food production facilities. Given the nature of this industry, the general Florida risk profile for cereal or bar manufacturing businesses often includes hazards such as slips, trips, and falls, as well as potential exposure to dust, heat, and machinery. Pay-as-you-go PEO workers comp is a natural fit for these businesses due to the potential for seasonal fluctuations in production levels and the need to adapt quickly to changing workforce sizes.
Quick Premium Estimate
Based on the 2026 filed rate of $2.17 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,085.00 | $90.42 |
| $100,000 | $2,170.00 | $180.83 |
| $200,000 | $4,340.00 | $361.67 |
| $500,000 | $10,850.00 | $904.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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