Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2021
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.55 | — | NCCI FL Filing |
| 2025 | $2.66 | +4.3% (+$0.11) | NCCI FL Filing |
| 2024 | $2.70 | +1.5% (+$0.04) | NCCI FL −15.1% overall |
| 2023 | $3.15 | +16.7% (+$0.45) | NCCI FL Filing |
| 2022 | $3.09 | -1.9% ($0.06) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
MFG- Sugar Cane Or Sugar Beet to Sugar-Refining
Sugar cane or sugar beet to sugar-refining operations in Florida typically involve manual labor in agricultural settings, with workers exposed to hazards such as heavy machinery, chemical handling, and weather-related conditions, resulting in a moderate to high risk profile. This profile suggests that employers in this industry may benefit from a pay-as-you-go program, which allows them to manage their workers' compensation expenses in real-time rather than tying up capital in upfront premiums. A PEO agency like GarrettRichard can help these employers optimize their workers' compensation coverage and reduce costs.
Quick Premium Estimate
Based on the 2026 filed rate of $2.55 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,275.00 | $106.25 |
| $100,000 | $2,550.00 | $212.50 |
| $200,000 | $5,100.00 | $425.00 |
| $500,000 | $12,750.00 | $1,062.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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