Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2021
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.55 | — | NCCI FL Filing |
| 2025 | $2.66 | +4.3% (+$0.11) | NCCI FL Filing |
| 2024 | $2.70 | +1.5% (+$0.04) | NCCI FL −15.1% overall |
| 2023 | $3.15 | +16.7% (+$0.45) | NCCI FL Filing |
| 2022 | $3.09 | -1.9% ($0.06) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Sugar Manufacturing or Refining from Sugar Cane or Sugar Beets
Sugar cane or sugar beet to sugar-refining operations in Florida typically involve manual labor in agricultural settings, with workers exposed to hazards such as heavy machinery, chemical handling, and weather-related conditions, resulting in a moderate to high risk profile. This profile suggests that employers in this industry may benefit from a pay-as-you-go program, which allows them to manage their workers' compensation expenses in real-time rather than tying up capital in upfront premiums. A PEO agency like GarrettRichard can help these employers optimize their workers' compensation coverage and reduce costs.
Quick Premium Estimate
Based on the 2026 filed rate of $2.55 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,275.00 | $106.25 |
| $100,000 | $2,550.00 | $212.50 |
| $200,000 | $5,100.00 | $425.00 |
| $500,000 | $12,750.00 | $1,062.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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