Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2039
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.40 | — | NCCI FL Filing |
| 2025 | $2.47 | +2.9% (+$0.07) | NCCI FL Filing |
| 2024 | $2.29 | -7.3% ($0.18) | NCCI FL −15.1% overall |
| 2023 | $2.66 | +16.2% (+$0.37) | NCCI FL Filing |
| 2022 | $2.57 | -3.4% ($0.09) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Ice Cream MFG & Delivery
Manufacturing and delivery of ice cream poses unique risks, including slips, trips, and equipment-related accidents, which contribute to a moderate to high risk profile in Florida. Workers in this industry, including production staff, delivery drivers, and management, are eligible for coverage under this classification. Pay-as-you-go PEO workers comp is a natural fit for ice cream manufacturing and delivery businesses, as it helps mitigate the financial burden of unexpected claims and fluctuations in worker counts, providing a more stable and predictable cost structure.
Quick Premium Estimate
Based on the 2026 filed rate of $2.40 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,200.00 | $100.00 |
| $100,000 | $2,400.00 | $200.00 |
| $200,000 | $4,800.00 | $400.00 |
| $500,000 | $12,000.00 | $1,000.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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