Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2041
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.94 | — | NCCI FL Filing |
| 2025 | $2.21 | +13.9% (+$0.27) | NCCI FL Filing |
| 2024 | $2.38 | +7.7% (+$0.17) | NCCI FL −15.1% overall |
| 2023 | $2.73 | +14.7% (+$0.35) | NCCI FL Filing |
| 2022 | $2.88 | +5.5% (+$0.15) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Candy Manufactuing-Sweet Confection
Candy manufacturing and sweet confection businesses in Florida often employ a mix of skilled and unskilled workers, including production staff, quality control specialists, and maintenance personnel. Due to the nature of the business, which involves handling chemicals, equipment, and food products, this class typically carries a moderate to high risk profile for workplace injuries and illnesses. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses, as it allows them to manage their workers comp costs in real-time, reducing the financial burden of fluctuating premiums and ensuring compliance with Florida's workers comp regulations.
Quick Premium Estimate
Based on the 2026 filed rate of $1.94 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $970.00 | $80.83 |
| $100,000 | $1,940.00 | $161.67 |
| $200,000 | $3,880.00 | $323.33 |
| $500,000 | $9,700.00 | $808.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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