Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2112
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.90 | — | NCCI FL Filing |
| 2025 | $3.34 | +15.2% (+$0.44) | NCCI FL Filing |
| 2024 | $3.57 | +6.9% (+$0.23) | NCCI FL −15.1% overall |
| 2023 | $4.01 | +12.3% (+$0.44) | NCCI FL Filing |
| 2022 | $4.26 | +6.2% (+$0.25) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Fruit Preserving- Jellies & Jams
Fruit preserving businesses, such as those specializing in jellies and jams, are classified under this code and face moderate to high risks of workplace injuries, particularly from manual handling and equipment-related hazards. These businesses typically have a seasonal fluctuation in workforce, making pay-as-you-go workers compensation a more cost-effective option for managing their insurance expenses. With a pay-as-you-go PEO, GarrettRichard can provide these businesses with a more flexible and scalable solution to their workers comp needs, helping to reduce costs and minimize administrative burdens.
Quick Premium Estimate
Based on the 2026 filed rate of $2.90 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,450.00 | $120.83 |
| $100,000 | $2,900.00 | $241.67 |
| $200,000 | $5,800.00 | $483.33 |
| $500,000 | $14,500.00 | $1,208.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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