Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2114
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.15 | — | NCCI FL Filing |
| 2025 | $1.60 | +39.1% (+$0.45) | NCCI FL Filing |
| 2024 | $1.74 | +8.8% (+$0.14) | NCCI FL −15.1% overall |
| 2023 | $2.22 | +27.6% (+$0.48) | NCCI FL Filing |
| 2022 | $2.52 | +13.5% (+$0.30) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Oyster Processing-Shucking
Oyster processing and shucking businesses in Florida face a high-risk profile due to the nature of their work, which often involves manual labor and exposure to sharp objects and potentially hazardous environments. These businesses typically employ workers who handle live oysters, which can pose a risk of injury or illness. Pay-as-you-go PEO workers comp is a natural fit for these businesses, as it allows them to pay premiums only for the periods when they have active employees, providing more accurate and affordable coverage.
Quick Premium Estimate
Based on the 2026 filed rate of $1.15 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $575.00 | $47.92 |
| $100,000 | $1,150.00 | $95.83 |
| $200,000 | $2,300.00 | $191.67 |
| $500,000 | $5,750.00 | $479.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 2114
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist