Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2157
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.48 | — | NCCI FL Filing |
| 2025 | $2.36 | -4.8% ($0.12) | NCCI FL Filing |
| 2024 | $2.38 | +0.8% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $2.81 | +18.1% (+$0.43) | NCCI FL Filing |
| 2022 | $3.09 | +10.0% (+$0.28) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Bottling Operations-Includes Sign Errection & Repair
Bottling operations, including sign erection and repair, cover various businesses such as beverage manufacturers, food and beverage producers, and companies utilizing bottled products in their services. This class tends to experience moderate to high risk profiles in Florida, with hazards including heavy lifting, equipment operation, and potential chemical exposure. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses, as it allows for flexible payment structures and reduced upfront costs, helping to mitigate the financial impact of unpredictable and potentially high workers comp costs.
Quick Premium Estimate
Based on the 2026 filed rate of $2.48 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,240.00 | $103.33 |
| $100,000 | $2,480.00 | $206.67 |
| $200,000 | $4,960.00 | $413.33 |
| $500,000 | $12,400.00 | $1,033.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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