Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2388
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.29 | — | NCCI FL Filing |
| 2025 | $1.29 | 0.0% ($0.00) | NCCI FL Filing |
| 2024 | $1.14 | -11.6% ($0.15) | NCCI FL −15.1% overall |
| 2023 | $1.19 | +4.4% (+$0.05) | NCCI FL Filing |
| 2022 | $1.35 | +13.4% (+$0.16) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Embroidering Textile Fabrics
Embroidering Textile Fabrics operations often involve sewing, cutting, and finishing textile products, which can be hazardous to workers due to machinery, chemicals, and repetitive motion. The Florida risk profile for this industry suggests moderate to high workers' compensation claims, particularly for hand and finger injuries, cuts, and strains. Pay-as-you-go PEO workers comp is a natural fit for this class, as it helps manage cash flow fluctuations and provides access to group-rated insurance, potentially reducing premiums for businesses with varying employee counts throughout the year.
Quick Premium Estimate
Based on the 2026 filed rate of $1.29 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $645.00 | $53.75 |
| $100,000 | $1,290.00 | $107.50 |
| $200,000 | $2,580.00 | $215.00 |
| $500,000 | $6,450.00 | $537.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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