Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2501
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.67 | — | NCCI FL Filing |
| 2025 | $1.80 | +7.8% (+$0.13) | NCCI FL Filing |
| 2024 | $1.83 | +1.7% (+$0.03) | NCCI FL −15.1% overall |
| 2023 | $2.12 | +15.8% (+$0.29) | NCCI FL Filing |
| 2022 | $2.27 | +7.1% (+$0.15) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Clothing Mfg.
Cloth and canvas making, as well as clothing manufacturing businesses in Florida typically fall under this classification, encompassing entities that produce garments and textiles. This class often carries a moderate to high risk profile, with hazards such as machinery accidents, material handling issues, and potential ergonomic strain on workers. Pay-as-you-go PEO workers comp is a natural fit for these businesses due to their varying and sometimes unpredictable workloads, allowing for more flexible and cost-effective workers compensation management.
Quick Premium Estimate
Based on the 2026 filed rate of $1.67 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $835.00 | $69.58 |
| $100,000 | $1,670.00 | $139.17 |
| $200,000 | $3,340.00 | $278.33 |
| $500,000 | $8,350.00 | $695.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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