Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2503
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.73 | — | NCCI FL Filing |
| 2025 | $0.70 | -4.1% ($0.03) | NCCI FL Filing |
| 2024 | $0.72 | +2.9% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $0.82 | +13.9% (+$0.10) | NCCI FL Filing |
| 2022 | $0.95 | +15.9% (+$0.13) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Tailoring or Dress Making-Custom
Tailoring or custom dress making businesses, which often involve intricate designs and high-end fabrics, are typically classified under this code. These employers face a moderate risk profile in Florida, with potential hazards including equipment-related injuries, ergonomic strains, and exposure to chemicals and other materials used in fabric manipulation. Pay-as-you-go PEO workers comp is a natural fit for these businesses, allowing them to manage their workers comp expenses in real-time and minimize upfront costs associated with traditional annual premium billing.
Quick Premium Estimate
Based on the 2026 filed rate of $0.73 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $365.00 | $30.42 |
| $100,000 | $730.00 | $60.83 |
| $200,000 | $1,460.00 | $121.67 |
| $500,000 | $3,650.00 | $304.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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