Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2570
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.88 | — | NCCI FL Filing |
| 2025 | $2.83 | -1.7% ($0.05) | NCCI FL Filing |
| 2024 | $2.84 | +0.4% (+$0.01) | NCCI FL −15.1% overall |
| 2023 | $3.05 | +7.4% (+$0.21) | NCCI FL Filing |
| 2022 | $3.52 | +15.4% (+$0.47) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Mattress Making Including Box Springs
The mattress making industry, including box spring production, typically involves employees working with various materials and equipment to manufacture mattresses and box springs. This industry has a moderate to high risk profile in Florida due to the potential for injuries from machinery, heavy lifting, and repetitive strain. Pay-as-you-go PEO workers comp offerings, like those provided by GarrettRichard, are a natural fit for this class as they allow businesses to manage their compensation costs in real-time, mitigating the financial impact of unexpected injuries and fluctuations in production.
Quick Premium Estimate
Based on the 2026 filed rate of $2.88 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,440.00 | $120.00 |
| $100,000 | $2,880.00 | $240.00 |
| $200,000 | $5,760.00 | $480.00 |
| $500,000 | $14,400.00 | $1,200.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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