Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2585
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.57 | — | NCCI FL Filing |
| 2025 | $2.71 | +5.4% (+$0.14) | NCCI FL Filing |
| 2024 | $2.62 | -3.3% ($0.09) | NCCI FL −15.1% overall |
| 2023 | $3.19 | +21.8% (+$0.57) | NCCI FL Filing |
| 2022 | $3.39 | +6.3% (+$0.20) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Laundry Operation-Not Retail
Laundry operations not retail typically include commercial laundries, coin-operated laundries, and industrial laundries serving institutions or businesses, often involving high machinery usage and potentially hazardous working conditions. The general Florida risk profile for this type of business suggests a moderate to high workers' compensation risk, with potential exposures to musculoskeletal injuries, equipment-related accidents, and slips/trips. Pay-as-you-go PEO workers' compensation is a natural fit for this class, providing immediate cash flow relief and allowing businesses to maintain financial stability while controlling workers' compensation costs.
Quick Premium Estimate
Based on the 2026 filed rate of $2.57 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,285.00 | $107.08 |
| $100,000 | $2,570.00 | $214.17 |
| $200,000 | $5,140.00 | $428.33 |
| $500,000 | $12,850.00 | $1,070.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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