Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2702
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $6.18 | — | NCCI FL Filing |
| 2025 | $6.71 | +8.6% (+$0.53) | NCCI FL Filing |
| 2024 | $6.37 | -5.1% ($0.34) | NCCI FL −15.1% overall |
| 2023 | $7.35 | +15.4% (+$0.98) | NCCI FL Filing |
| 2022 | $7.55 | +2.7% (+$0.20) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Logging and Tree Removal Operations
Logging and tree removal operations in Florida are high-risk occupations that involve physically demanding tasks, heavy equipment, and exposure to hazardous environmental conditions. Businesses and workers in this field face a relatively high frequency and severity of workplace injuries, making pay-as-you-go PEO workers comp a natural fit as it allows for more flexible and affordable premium payments tied directly to actual payroll. This class of business can benefit from a PEO's expertise in managing workers comp risk and reducing administrative burdens associated with traditional workers comp insurance models.
Quick Premium Estimate
Based on the 2026 filed rate of $6.18 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $3,090.00 | $257.50 |
| $100,000 | $6,180.00 | $515.00 |
| $200,000 | $12,360.00 | $1,030.00 |
| $500,000 | $30,900.00 | $2,575.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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