Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2710
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.84 | — | NCCI FL Filing |
| 2025 | $7.15 | +22.4% (+$1.31) | NCCI FL Filing |
| 2024 | $7.27 | +1.7% (+$0.12) | NCCI FL −15.1% overall |
| 2023 | $8.04 | +10.6% (+$0.77) | NCCI FL Filing |
| 2022 | $9.11 | +13.3% (+$1.07) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Sawmill-Lumber Production
Sawmill and lumber production workers in Florida are at a higher risk for workplace injuries due to heavy machinery and equipment operation, manual labor, and potential hazards from wood processing. This high-risk industry necessitates a reliable and cost-effective workers' compensation insurance solution, making pay-as-you-go PEO workers comp a natural fit for businesses in this sector. By leveraging a PEO, sawmills and lumber production facilities can minimize premiums, reduce administrative burdens, and ensure compliance with Florida's workers' compensation regulations.
Quick Premium Estimate
Based on the 2026 filed rate of $5.84 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,920.00 | $243.33 |
| $100,000 | $5,840.00 | $486.67 |
| $200,000 | $11,680.00 | $973.33 |
| $500,000 | $29,200.00 | $2,433.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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