Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2735
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.81 | — | NCCI FL Filing |
| 2025 | $4.18 | +9.7% (+$0.37) | NCCI FL Filing |
| 2024 | $3.93 | -6.0% ($0.25) | NCCI FL −15.1% overall |
| 2023 | $4.43 | +12.7% (+$0.50) | NCCI FL Filing |
| 2022 | $4.55 | +2.7% (+$0.12) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Furniture - Wood-Manufacturing
Furniture wood-manufacturing businesses in Florida, such as custom cabinet makers and woodworkers, fall under this class code. These industries often have a moderate to high risk profile due to the manual labor and equipment involved in wood processing and manufacturing. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to manage their workers comp costs more effectively and avoid the financial burdens associated with a traditional workers comp system.
Quick Premium Estimate
Based on the 2026 filed rate of $3.81 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,905.00 | $158.75 |
| $100,000 | $3,810.00 | $317.50 |
| $200,000 | $7,620.00 | $635.00 |
| $500,000 | $19,050.00 | $1,587.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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