Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2790
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.61 | — | NCCI FL Filing |
| 2025 | $1.68 | +4.3% (+$0.07) | NCCI FL Filing |
| 2024 | $1.65 | -1.8% ($0.03) | NCCI FL −15.1% overall |
| 2023 | $1.85 | +12.1% (+$0.20) | NCCI FL Filing |
| 2022 | $1.98 | +7.0% (+$0.13) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Pattern Manufacturing-From Wood or Metal- Ex:Shoe Forms
Pattern manufacturing businesses that work with wood or metal, such as those creating shoe forms, may use class code 2790. These operations typically carry a moderate to high risk profile in Florida due to the potential for machinery-related injuries and repetitive motion disorders. As a result, pay-as-you-go PEO workers comp is a natural fit for these businesses, allowing them to more accurately budget for workers comp costs based on actual payroll and reduce the financial burden of unexpected claims.
Quick Premium Estimate
Based on the 2026 filed rate of $1.61 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $805.00 | $67.08 |
| $100,000 | $1,610.00 | $134.17 |
| $200,000 | $3,220.00 | $268.33 |
| $500,000 | $8,050.00 | $670.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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