Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2841
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.66 | — | NCCI FL Filing |
| 2025 | $2.88 | +8.3% (+$0.22) | NCCI FL Filing |
| 2024 | $2.84 | -1.4% ($0.04) | NCCI FL −15.1% overall |
| 2023 | $3.16 | +11.3% (+$0.32) | NCCI FL Filing |
| 2022 | $3.65 | +15.5% (+$0.49) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Woodenware Manufacturing- Sawing
Woodenware manufacturing establishments that involve sawing operations, such as furniture makers and wood product manufacturers, fall under this classification. The general risk profile for this class is moderate, with a higher likelihood of on-the-job injuries due to equipment and machinery use. Pay-as-you-go PEO workers comp is a natural fit for these businesses, as it helps mitigate this risk by providing flexible and cost-effective workers compensation insurance that adapts to their fluctuating workforce needs.
Quick Premium Estimate
Based on the 2026 filed rate of $2.66 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,330.00 | $110.83 |
| $100,000 | $2,660.00 | $221.67 |
| $200,000 | $5,320.00 | $443.33 |
| $500,000 | $13,300.00 | $1,108.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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