Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2960
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.02 | — | NCCI FL Filing |
| 2025 | $4.25 | +5.7% (+$0.23) | NCCI FL Filing |
| 2024 | $4.07 | -4.2% ($0.18) | NCCI FL −15.1% overall |
| 2023 | $4.38 | +7.6% (+$0.31) | NCCI FL Filing |
| 2022 | $4.56 | +4.1% (+$0.18) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Wood Preserving- Pole
Wood preserving and pole businesses in Florida with this class code typically involve workers engaged in various aspects of wood treatment and pole manufacturing, such as treating wood with preservatives, cutting and shaping poles for use in construction or utility applications. This line of work often carries moderate to high risks of injuries related to heavy machinery, chemical exposure, and falls from heights. As a result, pay-as-you-go PEO workers comp is a natural fit for these businesses, as it allows them to accurately budget and manage their workers comp premiums in line with their varying payroll and risk levels.
Quick Premium Estimate
Based on the 2026 filed rate of $4.02 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,010.00 | $167.50 |
| $100,000 | $4,020.00 | $335.00 |
| $200,000 | $8,040.00 | $670.00 |
| $500,000 | $20,100.00 | $1,675.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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