Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3028
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.27 | — | NCCI FL Filing |
| 2025 | $3.19 | -2.4% ($0.08) | NCCI FL Filing |
| 2024 | $2.96 | -7.2% ($0.23) | NCCI FL −15.1% overall |
| 2023 | $3.29 | +11.1% (+$0.33) | NCCI FL Filing |
| 2022 | $3.34 | +1.5% (+$0.05) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Pipe Maker- Iron or Steel
Pipe makers in Florida's iron and steel industry often have a moderate risk profile, with hazards including heavy lifting, equipment operation, and potential exposure to metalworking fluids. This class typically covers iron and steel pipe manufacturing facilities, as well as fabrication shops that produce pipes from raw materials. A pay-as-you-go PEO workers compensation model is a natural fit for these businesses, as it allows them to avoid paying for a full year's worth of coverage upfront and instead spread those costs to match their actual payroll expenses.
Quick Premium Estimate
Based on the 2026 filed rate of $3.27 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,635.00 | $136.25 |
| $100,000 | $3,270.00 | $272.50 |
| $200,000 | $6,540.00 | $545.00 |
| $500,000 | $16,350.00 | $1,362.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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