Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3030
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.52 | — | NCCI FL Filing |
| 2025 | $3.98 | +13.1% (+$0.46) | NCCI FL Filing |
| 2024 | $4.18 | +5.0% (+$0.20) | NCCI FL −15.1% overall |
| 2023 | $5.30 | +26.8% (+$1.12) | NCCI FL Filing |
| 2022 | $6.36 | +20.0% (+$1.06) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Iron or Steel: Fab Shop
Workers employed in iron or steel fabrication shops, including welders, machine operators, and assembly line workers, are typically classified under this category. In Florida, businesses classified under this code often experience moderate to high workers' compensation claims frequencies, driven by the physical demands of metalworking and potential hazards such as burns, cuts, and repetitive strain injuries. As a result, pay-as-you-go PEO workers comp solutions from GarrettRichard can help these businesses manage their workers' comp costs and risks more effectively.
Quick Premium Estimate
Based on the 2026 filed rate of $3.52 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,760.00 | $146.67 |
| $100,000 | $3,520.00 | $293.33 |
| $200,000 | $7,040.00 | $586.67 |
| $500,000 | $17,600.00 | $1,466.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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