Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3076
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.70 | — | NCCI FL Filing |
| 2025 | $2.83 | +4.8% (+$0.13) | NCCI FL Filing |
| 2024 | $2.93 | +3.5% (+$0.10) | NCCI FL −15.1% overall |
| 2023 | $3.48 | +18.8% (+$0.55) | NCCI FL Filing |
| 2022 | $3.86 | +10.9% (+$0.38) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Fireproof Equipment Saw Manufacturing
This classification encompasses workers in the manufacturing of fireproof equipment saws, which involves the production of specialized cutting tools designed to withstand high temperatures. Due to the machinery and equipment used in this process, workers in this classification face a moderate to high risk profile in Florida, with potential exposures to injuries from sharp blades, heavy equipment, and heat-related hazards. A pay-as-you-go PEO workers compensation solution is a natural fit for businesses in this class, as they can benefit from reduced upfront costs and improved cash flow management through the elimination of premium payment lumps.
Quick Premium Estimate
Based on the 2026 filed rate of $2.70 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,350.00 | $112.50 |
| $100,000 | $2,700.00 | $225.00 |
| $200,000 | $5,400.00 | $450.00 |
| $500,000 | $13,500.00 | $1,125.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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