Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3082
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.29 | — | NCCI FL Filing |
| 2025 | $3.41 | +3.6% (+$0.12) | NCCI FL Filing |
| 2024 | $3.09 | -9.4% ($0.32) | NCCI FL −15.1% overall |
| 2023 | $3.49 | +12.9% (+$0.40) | NCCI FL Filing |
| 2022 | $3.96 | +13.5% (+$0.47) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Steel Casting Foundry for Railroads or Car Wheels
Workers in the steel casting foundry industry for railroads or car wheels, such as molders, casters, and laborers, are covered by this class code. This industry's high-risk nature, with potential hazards including hot equipment, heavy machinery, and physical strain, contributes to a higher risk profile in Florida. As a result, pay-as-you-go PEO workers comp is a natural fit for these businesses, allowing them to budget for workers comp premiums based on actual payroll and reduce the financial burden of upfront premium costs.
Quick Premium Estimate
Based on the 2026 filed rate of $3.29 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,645.00 | $137.08 |
| $100,000 | $3,290.00 | $274.17 |
| $200,000 | $6,580.00 | $548.33 |
| $500,000 | $16,450.00 | $1,370.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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