Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3119
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.61 | — | NCCI FL Filing |
| 2025 | $0.64 | +4.9% (+$0.03) | NCCI FL Filing |
| 2024 | $0.66 | +3.1% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $0.80 | +21.2% (+$0.14) | NCCI FL Filing |
| 2022 | $0.92 | +15.0% (+$0.12) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Needle Maker- includes Pens or Pen nibs
The Needle Maker classification covers businesses that manufacture pens or pen nibs, which may include small workshop settings or larger production facilities. In Florida, workers comp risk profiles for this classification often involve manual labor and potentially hazardous machinery use, contributing to a moderate to high risk of workplace injuries. Pay-as-you-go PEO workers comp is a natural fit for businesses in this classification, as it allows for flexible payment arrangements that can accommodate the varying labor needs of a needle maker operation, helping to avoid unnecessary premium fluctuations.
Quick Premium Estimate
Based on the 2026 filed rate of $0.61 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $305.00 | $25.42 |
| $100,000 | $610.00 | $50.83 |
| $200,000 | $1,220.00 | $101.67 |
| $500,000 | $3,050.00 | $254.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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