Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3146
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.69 | — | NCCI FL Filing |
| 2025 | $1.79 | +5.9% (+$0.10) | NCCI FL Filing |
| 2024 | $1.75 | -2.2% ($0.04) | NCCI FL −15.1% overall |
| 2023 | $2.01 | +14.9% (+$0.26) | NCCI FL Filing |
| 2022 | $2.30 | +14.4% (+$0.29) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Hardware Maker- Doorknobs
Hardware makers, specifically those producing doorknobs and related hardware components, fall under this class code. This industry is generally considered to have a moderate risk profile in Florida, with potential hazards including manual material handling, machinery operation, and exposure to chemicals. A pay-as-you-go PEO workers' compensation solution is a natural fit for these businesses, as it allows for flexible payment terms and reduced upfront costs, helping to alleviate cash flow concerns and minimize financial burdens.
Quick Premium Estimate
Based on the 2026 filed rate of $1.69 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $845.00 | $70.42 |
| $100,000 | $1,690.00 | $140.83 |
| $200,000 | $3,380.00 | $281.67 |
| $500,000 | $8,450.00 | $704.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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