Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3169
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.76 | — | NCCI FL Filing |
| 2025 | $1.80 | +2.3% (+$0.04) | NCCI FL Filing |
| 2024 | $1.69 | -6.1% ($0.11) | NCCI FL −15.1% overall |
| 2023 | $1.94 | +14.8% (+$0.25) | NCCI FL Filing |
| 2022 | $2.27 | +17.0% (+$0.33) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Gas & Electric Stove Maker
Gas and electric stove manufacturers in Florida fall under a moderate to high-risk class code, with potential hazards including electrical shock, burns, and equipment malfunctions. This type of business often employs skilled laborers, such as welders, machinists, and assemblers, who are at risk of serious injury if proper safety protocols are not followed. Pay-as-you-go PEO workers comp is a natural fit for these businesses, as it allows them to avoid large upfront premium payments and instead pay only for the actual workers comp costs incurred each month.
Quick Premium Estimate
Based on the 2026 filed rate of $1.76 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $880.00 | $73.33 |
| $100,000 | $1,760.00 | $146.67 |
| $200,000 | $3,520.00 | $293.33 |
| $500,000 | $8,800.00 | $733.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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