Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3175
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.23 | — | NCCI FL Filing |
| 2025 | $2.39 | +7.2% (+$0.16) | NCCI FL Filing |
| 2024 | $2.46 | +2.9% (+$0.07) | NCCI FL −15.1% overall |
| 2023 | $2.97 | +20.7% (+$0.51) | NCCI FL Filing |
| 2022 | $3.33 | +12.1% (+$0.36) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Radiator Maker - Steam and Hot Water
Radiator manufacturers, specifically those producing steam and hot water radiators, are typically classified under this code. The risk profile for this industry is generally moderate to high, with potential hazards including exposure to hot surfaces, heavy lifting, and equipment operation. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to manage their cash flow more effectively and avoid the upfront costs associated with traditional workers comp, which is beneficial considering the moderate to high risk nature of the industry.
Quick Premium Estimate
Based on the 2026 filed rate of $2.23 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,115.00 | $92.92 |
| $100,000 | $2,230.00 | $185.83 |
| $200,000 | $4,460.00 | $371.67 |
| $500,000 | $11,150.00 | $929.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 3175
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist