Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3179
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.36 | — | NCCI FL Filing |
| 2025 | $1.40 | +2.9% (+$0.04) | NCCI FL Filing |
| 2024 | $1.50 | +7.1% (+$0.10) | NCCI FL −15.1% overall |
| 2023 | $1.72 | +14.7% (+$0.22) | NCCI FL Filing |
| 2022 | $1.72 | 0.0% ($0.00) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Lighting Fixtures -MFG
Lighting fixture manufacturers face unique workplace hazards, including electrical shock, falls from ladders and scaffolding, and exposure to chemicals used in production. In Florida, this class of businesses is considered high-risk, with a higher likelihood of workplace injuries and accidents due to the physically demanding nature of the work. As a result, a pay-as-you-go PEO workers compensation solution is a natural fit, allowing businesses to better manage their cash flow while ensuring adequate coverage for their employees' medical and financial needs.
Quick Premium Estimate
Based on the 2026 filed rate of $1.36 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $680.00 | $56.67 |
| $100,000 | $1,360.00 | $113.33 |
| $200,000 | $2,720.00 | $226.67 |
| $500,000 | $6,800.00 | $566.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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