Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3180
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.37 | — | NCCI FL Filing |
| 2025 | $2.58 | +8.9% (+$0.21) | NCCI FL Filing |
| 2024 | $2.70 | +4.7% (+$0.12) | NCCI FL −15.1% overall |
| 2023 | $3.08 | +14.1% (+$0.38) | NCCI FL Filing |
| 2022 | $3.21 | +4.2% (+$0.13) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
MFG&Repair -Lighting
Manufacturing and repair businesses handling lighting products in Florida are typically covered under this class code, encompassing a range of industries from electric lighting fixture manufacturers to electric motor repair shops. This class tends to have a moderate risk profile in the state of Florida, with a relatively higher frequency of work-related injuries compared to other manufacturing industries. Pay-as-you-go PEO workers' comp is a natural fit for these businesses, as it allows for more accurate and manageable premium payments that are directly tied to their actual payroll expenses.
Quick Premium Estimate
Based on the 2026 filed rate of $2.37 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,185.00 | $98.75 |
| $100,000 | $2,370.00 | $197.50 |
| $200,000 | $4,740.00 | $395.00 |
| $500,000 | $11,850.00 | $987.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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