Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3223
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.76 | — | NCCI FL Filing |
| 2025 | $1.88 | +6.8% (+$0.12) | NCCI FL Filing |
| 2024 | $1.93 | +2.7% (+$0.05) | NCCI FL −15.1% overall |
| 2023 | $2.34 | +21.2% (+$0.41) | NCCI FL Filing |
| 2022 | $2.68 | +14.5% (+$0.34) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Coleman or Gas Latern Type Maker
Coleman or gas lantern type makers, typically operating as small, specialized manufacturers, fall under this classification. These workers often have a moderate risk profile in Florida, with potential hazards including equipment malfunctions, material handling, and slips/trips. A pay-as-you-go PEO workers comp model is a natural fit for this class due to its predictable, labor-intensive nature, allowing for more accurate and cost-effective risk management.
Quick Premium Estimate
Based on the 2026 filed rate of $1.76 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $880.00 | $73.33 |
| $100,000 | $1,760.00 | $146.67 |
| $200,000 | $3,520.00 | $293.33 |
| $500,000 | $8,800.00 | $733.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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